美國留學(xué) 留學(xué)辦理銀行業(yè)務(wù)時(shí)必備的英語短語

字號(hào):


    “去銀行辦業(yè)務(wù)什么的~最麻煩了!!我只是想開個(gè)戶~不要問我太多~~我真的不知道你在說什么~~~”
    看了以下的總結(jié),不要告訴我你還不會(huì)!!!!!
    

    Opening an account
    

    開戶
    

    I would like to open an account
    

    我要開戶
    

    What kind of account do you want?
    

    你要開什么樣的賬戶
    

    A current account
    

    活期賬戶
    

    A checking account
    

    支票存款賬戶
    

    A saving account
    

    儲(chǔ)蓄賬戶
    

    A deposit account  
    

    存款賬戶
    

    How much interest will I get with this account?  
    

    我可以得到多少利息?
    

    Which account gives the highest interest rate?   
    

    哪樣的賬戶得到最高的利息
    

      Transfering money
    

    匯錢
    
      

        I would like to transfer money back to China
    
      

    我要匯一筆錢到中國
    
      

        Would you like a wire transfer?
    
      

    你要匯錢嗎
    
      

        I want to send it by banker's draft
    
      

    我要用銀行匯票發(fā)的
    
      

        There will be a fee of 10 pounds
    
      

    你得付10英鎊費(fèi)用
    
      

        Which account shall we send it to?
    
      

    轉(zhuǎn)進(jìn)什么賬號(hào)?
    
      

        What is their account number
    
      

    他的賬號(hào)號(hào)碼是什么?
    
      

       My parents said they wired me some money, has it reached my account?
    
      

    我父母匯了一筆錢到我的賬號(hào),已經(jīng)轉(zhuǎn)進(jìn)去了嗎
    
      

    Cards
    

    
    
      

        Do I get a debit card with this account?
    
      

    我能從這個(gè)賬戶獲得一張借記卡嗎?
    
      

        No, you have to pay an extra 30 dollars a year for one
    
      

    不不不,你得付30元每年費(fèi)為這個(gè)賬號(hào)
    
      

        I want a credit card
    
      

    我要一張信用卡
    
      

        If you pay us back within the month, we don't charge interest
    
      

    一個(gè)月之內(nèi)還款,不用付利息
    
      

    If you do not settle your bill at the end of the month, then we'll charge interest
    
      

    要是一個(gè)月之內(nèi)未還款,你得付利息
    
      

        APR
    
      

    年利率
    
      

        Pin number
    
      

    密碼
    
      

       You can change your PIN at an ATM
    
      

    你可以在自動(dòng)柜員機(jī)更改你的密碼
    
      

        Balance transfer
    
      

    余額結(jié)轉(zhuǎn)
    
      

        Credit limit
    
      

    信用額度
    
      

        Do not tell your pin number to anyone, even bank staff
    
      

    包括銀行員,你千萬別給其他人你的密碼,
    
      

        There is an annual fee of £20
    
      

    你得付20英鎊每費(fèi)
    
      

        Issuing bank
    
      

    發(fā)卡銀行
    
      

      With a credit card, you can shop first and pay later
    
      

    用信用卡的話,你可以先購物后付款
    
      

      Problems
    
     
    

    特殊情況
    

        I want to report a stolen credit card
    
      

    我要報(bào)信用卡失竊
    
      

        Okay, we'll cancel it right away
    
      

    我們馬上消除您的信用卡
    
      

        We will send you a new one in the post
    
      

    我們將會(huì)寄給你新的卡
    
      

        When the card arrives, ring 0855 555 to activate it
    
      

    如果您收到新卡,請(qǐng)撥打電話0855 555開卡
    
      

        The cash machine didn't give me my money
    
      

    機(jī)器沒出錢
    
      

        Sorry, there was an error, we've already refunded the money
    
      

    對(duì)不起,機(jī)器出了點(diǎn)故障,我們已經(jīng)退還您的錢
    
      

        The transaction was declined
    
      

    交易受拒
    
      

      Getting a loan
    

    貸款
    
      

        I would like to borrow $5000 dollars
    
      

    我想要借款5000元。
    
      

        What's the interest rate?
    
      

    利息率是多少
    
      

        What collateral do you have?
    
      

    你有什么擔(dān)保品?
    
      

    If you don't have any collataral, we can't give you a loan
    
      

    如果沒有擔(dān)保品,我們不會(huì)給您借款
    
      

    If you don't have any collataral, we will have to charge extra interest
    
      

    沒有擔(dān)保品,我們得升高您的利息
    
      

        Mortgage
    
      

    房貸
    

        Credit check
    
      

    核對(duì)信用度
    
      

    Credit rating
    
      

    信用評(píng)級(jí)
    
      

        Sorry, we've just run a credit check, and unfortunately, we cannot offer you a loan
    
      

    對(duì)不起,我們已經(jīng)查過您的信用度,很抱歉我們不能給您提供貸款。
    
      

        How long is it for?
    
      

    多久?
    
      

        Minimum monthly payment
    
      

    最低的每月償還債務(wù)
    
      

        Will there be any penalty for early repayment?
    
      

    提前還款有罰金嗎?
    
      

        Early repayment fee
    
      

    提前還款有罰金
    
      

        Exit fee
    
      

    提前還款有罰金
    
      

      Depositing money
    

    存款
    
      

        Hi, I would like to deposit some money
    
      

    我要存款
    
      

        Please fill in this slip
    
      

    請(qǐng)?zhí)顚懘婵畋?BR>    
      

        Paying-in slip
    
      

    存款表
    
      

        Please print the amount
    
      

    請(qǐng)用大寫字母寫
    
      

        You need to put all coins in bags
    
      

    你需要把所有硬幣放入袋子里
    
      

        Sorry, we only accept American dollars
    
      

    我們只接受美元
    
      

      Cheques (英)
    
      

    支票
    
      

        Check (美)
    
      

    支票
    
      

        I'ld like to cash a check, please
    
      

    我要存款一張支票
    
      

        Chequebook
    
      

    支票書
    
      

      Withdrawing money
    

    提錢
    
      

        I'ld like to withdraw $6000
    
      

    我要提6000元
    
      

        I'm sorry, but the maximum you can withdraw on one day is $2000
    
      

    非常抱歉,一天內(nèi)的最高提款額是2000。
    
      

        Please fill out this slip
    
      

    請(qǐng)?zhí)顚懞眠@張紙條
    
      

        Do you have ID?
    
      

    你有身份證嗎?
    

        How would you like it?
    
      

    你想兌換多大面額的?
    
      

        I would like it in twenties
    
      

    請(qǐng)給我20元面值的
    
      

      Foreign exchange
    

    外幣兌換
    
      

        What currency would you like to change?
    
      

    請(qǐng)問您換哪種外幣?
    
      

        I would like to exchange RMB for US dollars
    
      

    我想用人民幣換美元
    
      

        I would like to exchange Chinese Yuan for British pounds
    
      

    我想用人民幣換英鎊
    
      

        What is the current exchange rate?
    
      

    最近的匯率是多少?
    
      

        See the sign
    
      

    請(qǐng)看標(biāo)牌(匯率表)
    
      

        We are currently buying at 6 yuan to the dollar
    
      

    我們買的比價(jià)是6:1
    
      

        We sell at 6.5 yuan to the dollar
    
      

    我們賣的比價(jià)是6.5:1
    
      

        Bureau De Change
    
      

    外幣兌換柜臺(tái)
    
      

        Forex
    
      

    外幣兌換
    
      

        Foreign Exchange counter
    
      

    外幣兌換柜臺(tái)
    
      

        Chinese Yuan
    
      

    人民幣
    
      

        NTD
    
      

    臺(tái)幣
    
      

        Hong Kong dollar
    
      

    港幣
    
      

        Australian dollar
    
      

    澳元
    
      

        British pound
    
      

    英鎊
    
      

        Euro
    
      

    歐元
    
      

        American dollar
    
      

    美元
    
      

        Canadian dollar
    
      

    加元
    
      

        Swiss Franc
    
      

    瑞士法郎
    
      

        Japanese Yen
    
      

    日元
    
      

        Swedish Kroner
    
      

    瑞典幣
    
      

      Overdrafts
    

    透支
    
      

        You are overdrawn
    
      

    你透支的了
    
      

        There is a £40, fee if you become overdrawn
    
      

    如果你透支,會(huì)被扣掉40英鎊。
    
      

        This account has an interest-free overdraft of £2000
    
      

    這個(gè)賬號(hào)可以透支2000英鎊且沒有利息費(fèi)用
    
      

       How much can I go overdrawn without a fee
    
      

    我能免費(fèi)透支多少錢?
    
      

       How much interest will I be charged if I go overdrawn?
    
      

    透支的話,我得付多少利息?
    
      

        If you want to raise your overdraft limit, speak to the bank manager
    
      

    如果你想要提高你的透支額度,您得銀行管理人提出申請(qǐng)。
    
      

      Other
    
     
    

    其他
    

        Bank statement
    
      

    月結(jié)單
    
      

        Bankrupt
    
      

    破產(chǎn)的
    
      

        ATM
    
      

    自動(dòng)取款機(jī)
    
      

        Cash machine
    
      

    自動(dòng)取款機(jī)
    
      

        Branch
    
      

    分行/支行
    
      

        Bank manager
    
      

    銀行管理人
    
      

        Bank teller (美)
    
      

    銀行出納員
    
      

        Bank Cashier
    
      

    銀行出納員
    
      

    Loan officer
    
      

    貸款員
    
      

    Safe deposit box
    
      

    保險(xiǎn)箱
    
      

    Online banking
    
      

    網(wǎng)絡(luò)銀行服務(wù)/網(wǎng)銀