相信大家都知道加州理工學(xué)院是所以一所非常著名的大學(xué)院校，所以每年都會有很多留學(xué)生申請這所大學(xué)，那么下面就和出國留學(xué)網(wǎng)一起來了解一下美國加州理工學(xué)院獎學(xué)金詳情介紹吧!
一、加州理工學(xué)院本科學(xué)生經(jīng)濟援助
經(jīng)濟援助是提供給所有學(xué)生，以幫助其負擔(dān)起加州理工學(xué)院學(xué)習(xí)費用的。在加州理工學(xué)院，提供單重主要類型的經(jīng)濟援助：
Grants & Scholarships - monetary gifts that are based on demonstrated financial need
The majority of financial aid awarded to Caltech undergraduates comes from grants. Grants are considered "gift aid": they do not have to repaid or earned. Because of this, grants are the most beneficial form of financial aid.
All scholarships and grants at Caltech are need-based, as the Institute does not have a merit aid program. Undergraduate students who fill out a financial aid application will be automatically considered for scholarships and grants from Caltech and the federal government. Grants are also available from state governments, but the application process varies by state.
1.助學(xué)金和獎學(xué)金 - 在證明所需資金基礎(chǔ)上提供的經(jīng)濟捐贈
授予給加州理工學(xué)院本科學(xué)生的大部分經(jīng)濟援助來源于助學(xué)金。助學(xué)金被認為是一種捐助援助：不需要償還或者是賺取。也正是因為如此，助學(xué)金是所有經(jīng)濟援助中最有利的。
加州理工學(xué)院所有的獎學(xué)金和助學(xué)金都是按照需求頒發(fā)的，因為學(xué)校沒有優(yōu)異獎學(xué)金計劃。填寫了經(jīng)濟援助申請的本科學(xué)生將會自動成為加州理工學(xué)院以及聯(lián)邦政府獎學(xué)金和助學(xué)金的候選人。各州政府也可能會提供助學(xué)金，但是申請過程各不相同。
Work-Study - an allotment of money that needs to be earned each year by working on-campus or at other eligible institutions
Work-Study is a financial aid program that allows students to earn money for their college expenses through work. Students who participate in the Work-Study program also gain valuable job experience.
As a need-based program, all undergraduate students who submit a financial aid application will be considered for Work-Study. Students are typically awarded $2,500 of Work-Study per year. Freshmen will only be awarded $1,350, since they are not permitted to work during the fall term.
Federal Work-Study
Federal Work-Study is available to students who qualify for federal financial aid (most domestic students). Under the Federal Work-Study program, students may earn money by working for:
Caltech
Public agencies--including Caltech's Jet Propulsion Laboratory (JPL)
Caltech Y
Wages earned under the Federal Work-Study program are subsidized by the federal government. The government will pay 75% of a student's wages, leaving the hiring department to pay the remaining 25%.
Caltech Work-Study
The Caltech Work-Study is designed to parallel the Federal Work-Study program, making Work-Study funds available to students who do not qualify for federal financial aid (including most international students). There are a few differences between the two programs, though. Students who receive Caltech Work-Study may only earn money by working for:
Caltech
The Jet Propulsion Laboratory
Wages earned under the Caltech Work-Study program are subsidized by Caltech's financial aid fund. The fund will pay 60% of a student's wages, leaving the hiring department to pay the remaining 40%.
Student Employment
Student Employment is generally available to all students regardless of whether or not they apply for financial aid. The Caltech Career Development Center is happy to assist students in finding part-time jobs. Students typically work an average of 4-10 hours per week. Students may not work for more than 16 hours per week. First-year students may not work during fall term.
2.勤工儉學(xué) - 屬于分配的資金援助，但是需要通過每一年在校內(nèi)或者其他符合要求的組織的勤工儉學(xué)來賺取
勤工儉學(xué)是讓學(xué)生通過工作為自己的大學(xué)費用獲得更多的資金支持的一種經(jīng)濟援助計劃。參加了勤工儉學(xué)計劃的學(xué)生同時也獲得了極具價值的工作經(jīng)驗。
作為一個按照學(xué)生需求分配的經(jīng)濟援助計劃，遞交了經(jīng)濟援助申請的所有本科學(xué)生都將成為勤工儉學(xué)計劃的候選人。通常學(xué)生一年勤工儉學(xué)可以獲得$2,500，而大學(xué)新生一般只獲得$1,350，因為他們不允許在秋季學(xué)期勤工儉學(xué)。
聯(lián)邦勤工儉學(xué)：
聯(lián)邦勤工儉學(xué)計劃提供給符合聯(lián)邦經(jīng)濟援助(大部分國內(nèi)學(xué)生)的學(xué)生。在聯(lián)邦勤工儉學(xué)計劃中，學(xué)生可以通過為以下組織工作來獲得工資：
- 加州理工學(xué)院;
- 公立機構(gòu)——包括加州理工學(xué)院的噴氣推進實驗室(JPL);
- 加州理工學(xué)院Y。
在聯(lián)邦勤工儉學(xué)計劃中獲得的工資是由聯(lián)邦政府提供的津貼。政府將會支付75%的學(xué)生工資，雇傭部門單位將會支付剩下的25%.
加州理工學(xué)院勤工儉學(xué)：
加州理工學(xué)院勤工儉學(xué)計劃旨在與聯(lián)邦勤工儉學(xué)計劃對應(yīng)，提供勤工儉學(xué)機會給那么不符合聯(lián)邦勤工儉學(xué)經(jīng)濟援助的學(xué)生(包括大部分的國際學(xué)生)。這兩個項目之間存在著些許不同。獲得加州理工學(xué)院勤工儉學(xué)機會的學(xué)生只有為以下組織單位工作才會獲得工資：
- 加州理工學(xué)院;
- 加州理工學(xué)院的噴氣推進實驗室(JPL)。
加州理工學(xué)院勤工儉學(xué)計劃中獲得的工資是由加州理工學(xué)院經(jīng)濟援助基金提供的津貼。該基金將會支付60%的學(xué)生工資，雇傭部門單位將會支付剩下的40%.
學(xué)生雇用勞動：
學(xué)生雇用勞動通常是提供給所有的學(xué)生，無論他是不是申請經(jīng)濟援助。加州理工學(xué)院職業(yè)發(fā)展中心很高興去幫助學(xué)生來找到兼職工作。通常情況下，學(xué)生每一個星期平均工作4-10個小時，并且每一個星期的工作時間最多不能夠超過16個小時。第一年學(xué)生在秋季學(xué)期期間是不能夠工作兼職的。
Loans - borrowed money that will need to be repaid with interest after leaving school
Loans can be an invaluable resource for financing an education. While loans are a type of financial aid, they are not a gift like grants and scholarships, since loans need to be repaid eventually. Loans are mostly a tool for liquidity management: they allow you to postpone paying for a portion of your education. For the class that graduated in 2014-15, 39 percent graduated with educational debt. The average debt at graduation was $20,667. See more borrowing statistics.
All financial aid applicants are considered for a need-based loan from the Federal Perkins Loan or Caltech Loan programs. If you need additional funding, more federal loans are available through the Federal Stafford Loan and Federal PLUS Loan programs. You may also choose to search for loans on the private lending market.
After filling out a financial aid application, undergraduate students will be considered for all three types of aid. Graduate students are only eligible for loan funding.
3.貸款 - 借款，在完成學(xué)業(yè)離開學(xué)校之后需要連同利息一起償還
在一定程度上來說，貸款是資助教育的一個及其有用的資金來源。雖然貸款也屬于一種經(jīng)濟援助類型，但是它不像助學(xué)金和獎學(xué)金那樣屬于捐助資金，因為貸款最終是需要償還的。貸款主要是流動資金管理的一個工具：它允許你推遲支付你的部分教育費用。對于在2014-15年畢業(yè)的學(xué)生來說，39%的畢業(yè)生有教育債務(wù)。在畢業(yè)時的平均債務(wù)為$20,667。
所有的經(jīng)濟援助申請者可以從聯(lián)邦帕金斯貸款或者加州理工學(xué)院貸款項目中考慮按需分配的貸款。如果你需要額外的資助，更多的聯(lián)邦貸款計劃通過聯(lián)邦斯塔福德貸款以及聯(lián)邦PLUS貸款項目提供。當(dāng)然，你也可以選擇在私人貸款市場來搜索合適的貸款計劃。
在填寫了經(jīng)濟援助申請之后，本科學(xué)生將會成為這三種類型的經(jīng)濟援助的候選人。研究生學(xué)生只具備申請貸款資助的資格。
OUTSIDE SCHOLARSHIPS
Outside scholarships are gifts that are awarded by external businesses and entities. Outside scholarships are similar to grants as they do not generally need to be repaid or earned through work. Award amounts, eligibility criteria and application procedures will vary by scholarship program.
You may be awarded Work-Study and loans as part of your financial aid package. These types of financial aid are considered "self-help" aid, as they need to be earned or repaid, respectively. Any outside scholarships you earn will be used to replace your Work-Study and loan funds. This will reduce (or even eliminate) the amount of money you will need to earn in school or repay afterwards.
If you are receiving need-based financial aid from Caltech, outside scholarship funds cannot be used to reduce your family's expected contribution. Your total financial aid, including outside resources, cannot exceed your demonstrated financial need. Any scholarship funds that remain after replacing all of the awards listed above will be used to offset a portion of your Caltech Scholarship.
Because of these restrictions, adding an outside scholarship to your package cannot increase the quantity of funds available to you. Outside scholarships can only improve the quality of your package by replacing your self-help aid with gift aid.
二、外界獎學(xué)金
外部獎學(xué)金是由外界企業(yè)或者實體捐贈。外界獎學(xué)金與助學(xué)金一樣，因為他們通常是不需要償還或者是通過工作建筑賺取的資金。各個獎學(xué)金項目的授予額度、條件標準以及申請程序各不相同。
你可能會獲得勤工儉學(xué)或者貸款，作為你的經(jīng)濟援助方案的一部分。這些類型的經(jīng)濟援助被認為是自助援助，因為他們需要靠勞動賺取或者是需要償還。你獲得的任何外部獎學(xué)金將會用來取代你的勤工儉學(xué)和貸款資助。這將會減少你在學(xué)校需要賺取或者是日后需要償還的資金額度。
如果你從加州理工學(xué)院獲得了按需分配的經(jīng)濟援助，外部獎學(xué)金資助不能用來減少你家庭的預(yù)期貢獻。你的經(jīng)濟援助總額，包括外部資金來源，不能夠超過你所證明的經(jīng)濟援助需求。在取代上述列出的所有獎勵之后，剩下的任何獎學(xué)金資金將會用來彌補你的部分加州理工學(xué)院獎學(xué)金。
因為這些限制，增加一個外部獎學(xué)金到你的經(jīng)濟援助計劃中不能夠增加提供給你的資助數(shù)量。外部獎學(xué)金只能夠通過使用捐助資金來取代自助援助提高你的經(jīng)濟援助計劃數(shù)量。
VETERAN'S BENEFITS
For more comprehensive information on Veteran’s Educational Benefits at Caltech, visit the Veteran’s Benefits page on the Caltech Registrar’s website.
Post 9/11 GI Bill
The Yellow Ribbon Program
Note: Veteran’s educational benefits are treated like other outside awards in that they can reduce or replace the self-help (loan and/or work) portion of the aid package. Veteran’s benefits do not reduce or replace the calculated Estimated Family Contribution (EFC) in the determination of eligibility for need-based Caltech financial aid.
Since interpretation of regulations governing veterans’ benefits is subject to change, veterans and their dependents should correspond directly with the Department of Veterans Affairs.