失業(yè)保險(xiǎn)是指國(guó)家通過立法強(qiáng)制實(shí)行的，由社會(huì)集中建立基金，對(duì)因失業(yè)而暫時(shí)中斷生活來源的勞動(dòng)者提供物質(zhì)幫助的制度。它是社會(huì)保障體系的重要組成部分，是社會(huì)保險(xiǎn)的主要項(xiàng)目之一。
Linda: Hi Tom, why are you looking so sad? 嘿湯姆，為什么你看起來這么沮喪?
Tom: I lost my job. 我失業(yè)了。
Linda: Really?I am sorry to hear that. 真的嗎?聽了這個(gè)我很難過。
Tom: To make matters worse I don't have unemployment insurance . 更糟的是我沒有失業(yè)保險(xiǎn)。
Linda: That‘s horrible ! 太糟糕了!
Tom: I even don't have enough money for tomorrow's breakfast! 我甚至都沒有足夠的錢來買明天的早餐了!
Linda: I think you'd better find a new job as soon as quickly. 我想你得盡快找份新工作了。