Credit CardGranted to consumers for buying products and services but allowing delayed payment.
Interest Free （Grace） PeriodA length of time the user of a credit card is entitled to credit without having to pay interest assuming prompt monthly payment.
Outstanding BalanceThe amount of debt including interest owing on a credit card
Monthly StatementA document issued on a monthly basis detailing the previous month's transactions, outstanding balance and payment due date.
Credit LimitThe maximum amount of credit a bank or other lender will extend to customers on a single credit card.
Unsecured DebtDebt, which is not guaranteed by collateral, therefore, no assets are committed in case of default.
Cash AdvanceA cash loan taken out on a credit card. Generally cash advances do not have an interest free period.
信用卡允許客戶(hù)提前購(gòu)買(mǎi)產(chǎn)品和服務(wù)而后付款。
免息期/寬限期如果每月及時(shí)還款，信用卡持有人有權(quán)免息使用一定信用額度的期間。
透支金額信用卡上包括利息的負(fù)債。
月度報(bào)表每月發(fā)出的文件，列出上個(gè)月的交易，拖欠金額和付款日。
信用額度銀行或其他借方允許客戶(hù)用信用卡透支的金額。
未擔(dān)保債務(wù)沒(méi)有抵押物作為擔(dān)保的債務(wù)，在違約時(shí)沒(méi)有抵押物可以補(bǔ)償損失。
預(yù)提現(xiàn)金信用卡上的現(xiàn)金貸款。通常提前支取現(xiàn)金不享受免息期。
Interest Free （Grace） PeriodA length of time the user of a credit card is entitled to credit without having to pay interest assuming prompt monthly payment.
Outstanding BalanceThe amount of debt including interest owing on a credit card
Monthly StatementA document issued on a monthly basis detailing the previous month's transactions, outstanding balance and payment due date.
Credit LimitThe maximum amount of credit a bank or other lender will extend to customers on a single credit card.
Unsecured DebtDebt, which is not guaranteed by collateral, therefore, no assets are committed in case of default.
Cash AdvanceA cash loan taken out on a credit card. Generally cash advances do not have an interest free period.
信用卡允許客戶(hù)提前購(gòu)買(mǎi)產(chǎn)品和服務(wù)而后付款。
免息期/寬限期如果每月及時(shí)還款，信用卡持有人有權(quán)免息使用一定信用額度的期間。
透支金額信用卡上包括利息的負(fù)債。
月度報(bào)表每月發(fā)出的文件，列出上個(gè)月的交易，拖欠金額和付款日。
信用額度銀行或其他借方允許客戶(hù)用信用卡透支的金額。
未擔(dān)保債務(wù)沒(méi)有抵押物作為擔(dān)保的債務(wù)，在違約時(shí)沒(méi)有抵押物可以補(bǔ)償損失。
預(yù)提現(xiàn)金信用卡上的現(xiàn)金貸款。通常提前支取現(xiàn)金不享受免息期。