英語閱讀：個(gè)人住房貸款

Housing loans refer to loans granted by the bank to borrowers to facilitate housing purchases.
    個(gè)人住房貸款是指銀行向借款人發(fā)放的用于購買住房的貸款。
    Housing loans are divided into housing loans on own account, housing loans on authorization and combined loans.
    個(gè)人住房貸款分為自營(yíng)性住房貸款、委托住房貸款和組合貸款