（1） Certificate T-bond
Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state, and the bank's business offices issue T-bond receipts to the depositors purchasing the T-bonds. The issued amount should be RMB100 at least or any integral multiples of RMB100 if larger but subject an upper limit of RMB500,000. Certificate T-bond is issued by year and issue, includes 2-year-term, 3-year-term and 5-year-term, and is a kind of registered securities, and the investors can handle loss-reporting procedures, redeem them in an intra-city bank, and withdraw the principal and interest at maturity or in advance by the receipts. Certificate T-bonds cannot be redeemed partially in advance, and a 2% commission of the redeemed principal will be charged for any advance redemption.
（2） Non-registered T-bond
Non-registered T-bond is unitedly printed by the Ministry of Finance of the State Council, has a fixed face value, generally including RMB100, RMB500, RMB1000 etc., and is a kind of unregistered securities, and the investors cannot handle loss-reporting procedures, but redeem the principal and interest at maturity or trade them on the market. Non-registered T-bond is issued by year and issue, includes 2-year-term, 3-year-term, and 5-year-term, can be redeemed at maturity at any a financial institution within the scope of the whole country, and is also an instrument whereby the state issues the T-bonds.
（1）憑證式國債
憑證式國債是銀行代理國家發(fā)行國債的一種主要手段，儲戶購買國債時由銀行營業(yè)網(wǎng)點(diǎn)簽發(fā)國債收款憑證。起點(diǎn)金額為100 元人民幣，大于100人民幣必須是百元的整數(shù)倍數(shù)，上限金額為50萬元人民幣。憑證式國債按年度、分期次發(fā)行，存期為二年、三年、五年，該憑證為記名憑證，可掛失，可在同一城市內(nèi)通兌，到期或提前兌付憑憑證支取本息。憑證式國債不得部份提前支取，提前兌付的國債均按兌付本金數(shù)的2%收取手續(xù)費(fèi)。
（2）無記名式國債
無記名式國債由國務(wù)院財政部統(tǒng)一印制，固定面額，一般分100元、500元、1000元等面額，不記名，不掛失，到期兌付本息，可上市買賣。無記名式國債按年度、分期次發(fā)行，存期為二年、三年、五年，到期可在全國范圍的金融機(jī)構(gòu)兌付，也是國家發(fā)行國債的一種方式 轉(zhuǎn)貼于：金融英語考試_考試大
Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state, and the bank's business offices issue T-bond receipts to the depositors purchasing the T-bonds. The issued amount should be RMB100 at least or any integral multiples of RMB100 if larger but subject an upper limit of RMB500,000. Certificate T-bond is issued by year and issue, includes 2-year-term, 3-year-term and 5-year-term, and is a kind of registered securities, and the investors can handle loss-reporting procedures, redeem them in an intra-city bank, and withdraw the principal and interest at maturity or in advance by the receipts. Certificate T-bonds cannot be redeemed partially in advance, and a 2% commission of the redeemed principal will be charged for any advance redemption.
（2） Non-registered T-bond
Non-registered T-bond is unitedly printed by the Ministry of Finance of the State Council, has a fixed face value, generally including RMB100, RMB500, RMB1000 etc., and is a kind of unregistered securities, and the investors cannot handle loss-reporting procedures, but redeem the principal and interest at maturity or trade them on the market. Non-registered T-bond is issued by year and issue, includes 2-year-term, 3-year-term, and 5-year-term, can be redeemed at maturity at any a financial institution within the scope of the whole country, and is also an instrument whereby the state issues the T-bonds.
（1）憑證式國債
憑證式國債是銀行代理國家發(fā)行國債的一種主要手段，儲戶購買國債時由銀行營業(yè)網(wǎng)點(diǎn)簽發(fā)國債收款憑證。起點(diǎn)金額為100 元人民幣，大于100人民幣必須是百元的整數(shù)倍數(shù)，上限金額為50萬元人民幣。憑證式國債按年度、分期次發(fā)行，存期為二年、三年、五年，該憑證為記名憑證，可掛失，可在同一城市內(nèi)通兌，到期或提前兌付憑憑證支取本息。憑證式國債不得部份提前支取，提前兌付的國債均按兌付本金數(shù)的2%收取手續(xù)費(fèi)。
（2）無記名式國債
無記名式國債由國務(wù)院財政部統(tǒng)一印制，固定面額，一般分100元、500元、1000元等面額，不記名，不掛失，到期兌付本息，可上市買賣。無記名式國債按年度、分期次發(fā)行，存期為二年、三年、五年，到期可在全國范圍的金融機(jī)構(gòu)兌付，也是國家發(fā)行國債的一種方式 轉(zhuǎn)貼于：金融英語考試_考試大