The risks covered in FPA coverage basically means that only total or constructive total loss of the whole consignment of cargo, but no partial loss or damage is recoverable from the insurer resulting from natural calamities，such as（ ），lightning，tsunami，earthquake and flood．
A．salvage charges B．general average C．ship collision D．heavy weather
【答案】D
【解析】平安險(xiǎn)承保的責(zé)任范圍是指由自然災(zāi)害，比如惡劣氣候（heavy weather）、雷電、海嘯、地震和洪水等造成被保險(xiǎn)貨物實(shí)際全損或推定全損（但不包括部分損失）。A項(xiàng)為救助費(fèi)用和B項(xiàng)共同海損都屬于平安險(xiǎn)承保范圍。
A．salvage charges B．general average C．ship collision D．heavy weather
【答案】D
【解析】平安險(xiǎn)承保的責(zé)任范圍是指由自然災(zāi)害，比如惡劣氣候（heavy weather）、雷電、海嘯、地震和洪水等造成被保險(xiǎn)貨物實(shí)際全損或推定全損（但不包括部分損失）。A項(xiàng)為救助費(fèi)用和B項(xiàng)共同海損都屬于平安險(xiǎn)承保范圍。