銀行資產(chǎn)分類詞匯
accrual basis 權責發(fā)生制
activity ratio 營運比率
adversely classified credits 不良貸款
asset diversification 資產(chǎn)多元化
asset portfolio 資產(chǎn)組合
at arms length 商業(yè)的/公平的
back-office support 后臺支持
bad loans 呆帳
bank portfolio 銀行資產(chǎn)
banking supervision 銀行監(jiān)管
Basle Core Principles 巴塞爾核心原則
be pledged as security 抵押
borrower 借款人
calendar-based system 期限為基礎的(準備金制度)
CAMEL 駱駝評級法
carrying value 現(xiàn)存價值
cash 收付實現(xiàn)制
collection 催收
Consumer client 個人客戶
contingent liabilities 或有債務
Corporate client 法人客戶
credits that are being rolled over 展期貸款
current liability account 流動債務帳戶
current ratio 流動比率
debt-for-equity swap 債權轉股權
delinquent loan 過失貸款
directed credits 指定貸款
disintermediation 脫媒（體外循環(huán)）
distressed assets 有問題資產(chǎn)
doubtful asset 可疑資產(chǎn)
earning 收益
efficiency ratio 效率比率
financial leverage 財務杠桿；舉債經(jīng)營
financial soundness 財務穩(wěn)健性
foreclosed assets 沒收的抵押財產(chǎn)
gearing 財務杠桿；舉債經(jīng)營
general provison 普通準備金
general reserve 普通準備金
impaired assests 受損害資產(chǎn)
interest accrual 計息
interest coverage 利息償付率
interest payments being capitalized 利息轉本金
intra-account 內部帳戶
lending officer 信貸人員
lending policy 貸款證策
licensing 申請許可證
licensing period 申請許可證過程
loan classification 貸款分類
loan documentation 貸款記錄
loan grading 貸款分級
loan origination 貸款發(fā)放
loan restructuring 重組貸款
loan review 貸款檢查
loan splitting 貸款分割
loss loan provisioning 呆帳準備金
non-accrual items 不計息項目
non-accruals 不計息的
non-classified 未分類的
obligator 債務人
off-balance sheet 表外
off-site supervision 非現(xiàn)場監(jiān)測
on-site inspection 現(xiàn)場檢查
on-site visit 現(xiàn)場訪問
out-of-area loan 外地信貸
outstanding balance 未清償余額
overdue 逾期
pass, overdue, idle & bad loans (POIB) 一逾兩呆
past due loans 逾期貸款
pending factor 未決因素
poorly structured loan 結構不合理貸款
problem loans 有問題貸款
Profit and loss 損益（表）
provision 準備金
provisioning 準備金提取
quick ratio 速動比率
rehabilitation
repayment schedule 還款計劃
restructured loans 重組貸款
risk-weighted asset 風險加權資產(chǎn)
ROCA 洛卡評級法
roll-overs 展期
security enforcement 行使抵押權
side agreement 附件
special mention asset 特別提及資產(chǎn)
special reserve 特殊準備金
specific reserve 專項準備金
substandard assets 次級資產(chǎn)
suspense account 掛帳
term loan 定期貸款
to credit 貸記
to debit 借記
trading on equity 財務杠桿；舉債經(jīng)營
troubled loan 有問題貸款
turnover ratio 周轉比率
weak loan 低質量貸款
work out problem 核銷有問題
write-off 沖銷
write-up (貸款)批評報告
accrual basis 權責發(fā)生制
activity ratio 營運比率
adversely classified credits 不良貸款
asset diversification 資產(chǎn)多元化
asset portfolio 資產(chǎn)組合
at arms length 商業(yè)的/公平的
back-office support 后臺支持
bad loans 呆帳
bank portfolio 銀行資產(chǎn)
banking supervision 銀行監(jiān)管
Basle Core Principles 巴塞爾核心原則
be pledged as security 抵押
borrower 借款人
calendar-based system 期限為基礎的(準備金制度)
CAMEL 駱駝評級法
carrying value 現(xiàn)存價值
cash 收付實現(xiàn)制
collection 催收
Consumer client 個人客戶
contingent liabilities 或有債務
Corporate client 法人客戶
credits that are being rolled over 展期貸款
current liability account 流動債務帳戶
current ratio 流動比率
debt-for-equity swap 債權轉股權
delinquent loan 過失貸款
directed credits 指定貸款
disintermediation 脫媒（體外循環(huán)）
distressed assets 有問題資產(chǎn)
doubtful asset 可疑資產(chǎn)
earning 收益
efficiency ratio 效率比率
financial leverage 財務杠桿；舉債經(jīng)營
financial soundness 財務穩(wěn)健性
foreclosed assets 沒收的抵押財產(chǎn)
gearing 財務杠桿；舉債經(jīng)營
general provison 普通準備金
general reserve 普通準備金
impaired assests 受損害資產(chǎn)
interest accrual 計息
interest coverage 利息償付率
interest payments being capitalized 利息轉本金
intra-account 內部帳戶
lending officer 信貸人員
lending policy 貸款證策
licensing 申請許可證
licensing period 申請許可證過程
loan classification 貸款分類
loan documentation 貸款記錄
loan grading 貸款分級
loan origination 貸款發(fā)放
loan restructuring 重組貸款
loan review 貸款檢查
loan splitting 貸款分割
loss loan provisioning 呆帳準備金
non-accrual items 不計息項目
non-accruals 不計息的
non-classified 未分類的
obligator 債務人
off-balance sheet 表外
off-site supervision 非現(xiàn)場監(jiān)測
on-site inspection 現(xiàn)場檢查
on-site visit 現(xiàn)場訪問
out-of-area loan 外地信貸
outstanding balance 未清償余額
overdue 逾期
pass, overdue, idle & bad loans (POIB) 一逾兩呆
past due loans 逾期貸款
pending factor 未決因素
poorly structured loan 結構不合理貸款
problem loans 有問題貸款
Profit and loss 損益（表）
provision 準備金
provisioning 準備金提取
quick ratio 速動比率
rehabilitation
repayment schedule 還款計劃
restructured loans 重組貸款
risk-weighted asset 風險加權資產(chǎn)
ROCA 洛卡評級法
roll-overs 展期
security enforcement 行使抵押權
side agreement 附件
special mention asset 特別提及資產(chǎn)
special reserve 特殊準備金
specific reserve 專項準備金
substandard assets 次級資產(chǎn)
suspense account 掛帳
term loan 定期貸款
to credit 貸記
to debit 借記
trading on equity 財務杠桿；舉債經(jīng)營
troubled loan 有問題貸款
turnover ratio 周轉比率
weak loan 低質量貸款
work out problem 核銷有問題
write-off 沖銷
write-up (貸款)批評報告