2009年考研英語沖刺閱讀理解專項訓練016

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[英譯漢]
     (1)According to the College Board, U.S. college students and their families are paying, on average,$167 to $1,132 more for this years tuition and fees than they did in 2003-2004. The average annual cost of a public college education, for tuition and fees, is now $11,000, while private colleges are$ 27,000 or more. Over the past decade, college tuition has climbed 90 percent.
     (2)The cost of a college education is heading north quickly, and many families around the United States now face a dilemma--they make too much for their kids to qualify for full scholarships to attend college, but not enough to pay for the entire cost of tuition, books, lab fees and other costs. They star eyeing the part-time student jobs at Starbucks.
     In reality, however, a lot of people incorrectly assume their income is too high and they don’t bothe pplying for financial aid. There are several options worth considering if you know where to look.
     Indeed, there is more financial aid than ever before. Nearly 70 percent of students attending four year schools pay less than $ 8,000 for tuition and fees, according to the College Board, a not-for-proitmembership association that is composed of more than 4,700 schools, colleges, universities, and other educational organizations. Students are currently receiving over $122 billion in aid each year. (3)After grants are taken into consideration, the net price the average undergraduate pays for a college education is significantly lower than the published tuition and fees.
     (4)There are even options for a family that earns too much money to qualify for financial aid. A great option to consider is the Federal Parent Loan for Undergraduate Students (PLUS) loan program, which currently have a variable interest rate that is capped at 9 percent but is currently 4.17 percent. These loans are available regardless of income or a~sets, and are not based on financial aid and do not require collateral, but applicants cannot have filed for bankruptcy, defaulted on student loans in the past or have any tax liens. (5)PLUS loans are part of a federally subsidized educational loan program that allows families with college-aged children to borrow an amount up to the entire cost of the undergraduate college education, minus the sum covered by grants, scholarships or other financial aid. PLUS Loans have flexible repayment options, giving borrowers up to ten years to repay. [396 words]
     超綱詞匯
     bankruptcy n.破產(chǎn)
     defauIt n.疏怠職責,缺席,拖欠,默認
     lien n.留置權(quán),抵押品所產(chǎn)生的利息
     eollateral adj.間接的
     【參考譯文】
    (1)據(jù)美國大學入學考試委員會的說法,美國大學生和他們的家庭今年平均支付的學雜費比2003--2004學年多 167到1132美元。
    (2)上大學的費用正在迅速增加,美國很多家庭面臨兩難困境,他們的家庭收入較高,孩子沒有資格獲得上大學的 全額獎學金,但是他們的家庭收入又不足以支付孩子上大學的全部學費、書費、實驗費和其他費用。
    (3)把助學金考慮進去,一般大學生上大學的學雜費純支出要比公布的數(shù)額低很多。
    (4)甚至對于那些收入較高、孩子沒有資格獲得助學金的家庭來說,也有可供考慮的選擇??晒┛紤]的一個重要選 擇就是聯(lián)邦大學生父母貸款項目。這個項目目前采取浮動利率,9%封頂,現(xiàn)在為4.17%。
    (5)聯(lián)邦大學生父母貸款項目是聯(lián)邦資助的教育貸款項目的組成部分。這個項目允許有大學生年齡的孩子的家庭 借款,可達大學生上大學的全部費用,要減去所獲得的助學金。 【句結(jié)構(gòu)解析】
    (1)According to the College Board,U.S.college students and their families ale payin9,on average,$167 to$1,132 more for this year’s tuition and fees than they did in 2003—2004.
    (2)The cost of a college education is heading north quickly,and”many families around the United States now face a dilemmathey make too much for their kids to qualify for full scholarships to attend college,but not enough to pay for the entire cost of tuition,books,lab fees and other costs.
    (3)After grants are taken into consideration,the net price[the average undergraduate pays for a college education is significantly lower than the published tuition and fees.
    (4)There are even options for a family[that earns too much money to qualify for financial aid]。A great option to consider is the Federal Parent Loan for Undergraduate Students(PLUs)loan program,[which currently have a ariable interest rate(that is capped at 9 percent but is currently 4.17 percent)].
    (5)PLUS loans are part of a federally subsidized educational loan program[that allows families with college—aged children to borrow an amount(up to the entire cost of the undergraduate college education),minus the sum (covered by grants,scholarships or other financial aid)].
    全文翻譯
    (1)據(jù)美國大學入學考試委員會的說法,美國大學生和他們的家庭今年平均支付的學雜費比2003--2004學年多167到1132美元。目前公立大學一年的費用,包括學費和雜費,約為11000美元,而私立大學的學費則可能達到27000美元甚至更高。在過去的10年當中,大學學費已經(jīng)上漲了90%。
    (2)上大學的費用正在迅速增加,美國很多家庭面臨兩難困境,他們的家庭收入較高,孩子沒有資格獲得上大學的全額獎學金,但是他們的家庭收入又不足以支付孩子上大學的全部學費、書費、實驗費和其他費用。他們開始把目光投向星巴克給學生們提供的兼職機會。
    但是現(xiàn)實當中,有很多人錯誤地認為他們的收入過高,因此也就不愿意申請經(jīng)濟補助。其實如果你知道如何尋求的幫助的話,有幾個選擇確實值得考慮。
    實際上,現(xiàn)有的經(jīng)濟資助比以前多得多了。根據(jù)大學入學考試委員會的說法,現(xiàn)在接受四年制大學教育的學生中有70%要少付8000美元的學雜費,該委員會是由4700家學校、學院、大學以及其他教育機構(gòu)組成的非營利性組織。學生們現(xiàn)在每年能接收到1220億美元以上的資助。
    2009年考研英語沖刺閱讀理解專項訓練016(3)把助學金考慮進去,一般大學生上大學的學雜費純支出要比公布的數(shù)額低很多。
    (4)甚至對于那些收入較高、孩子沒有資格獲得助學金的家庭來說,也有可供考慮的選擇??晒┛紤]的一個重要選擇就是聯(lián)邦大學生父母貸款項目。這個項目目前采取浮動利率,9%封亟頂,現(xiàn)在為4.17%。這些貸款不考慮收入或財產(chǎn),也不是基于接受經(jīng)濟資助的多少或需要中介人的,但是申請人必須是沒有申請破產(chǎn),沒有不良還款記錄或是有稅務滯留金負擔的人。
    (5)聯(lián)邦大學生父母貸款項目是聯(lián)邦資助的教育貸款項目的組成部分。這個項目允許有大學生年齡的孩子的家庭借款,可達大學生上大學的全部費用,要減去所獲得分助學金、獎學金和其他資助的總額。聯(lián)邦大學生父母貸款有多種還款方式,為貸款者提供長達10年的還款期。